Deleveraging and mortgage curtailment
نویسندگان
چکیده
منابع مشابه
Curtailment as a mortgage performance indicator
This paper studies the impact of mortgage curtailment behaviors on the subsequent default and prepayment performance. Although curtailment is not a popular event in the western countries, it is the dominant form of prepayment in Asia and other high saving rate regions. Using a sample of loan-level mortgage performance records from Taiwan, the results of the multinomial logit regressions indicat...
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The Center for Epidemiologic Studies–Depression (CES-D) scale is a well-known self-report instrument that is used to measure depressive symptomatology. Respondents who take the fulllength version of the CES-D are administered a total of 20 items. This article investigates the use of curtailment and stochastic curtailment (SC), two sequential analysis methods that have recently been proposed for...
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Article history: Received 28 March 2013 Received in revised form 4 March 2014 Accepted 4 March 2014 Available online 15 March 2014 JEL classification: F41
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OBJECTIVES To examine the extent to which chronic sleep curtailment from infancy to mid-childhood is associated with total and central adiposity. METHODS We studied 1046 children participating in a prospective cohort study. At age 6 months and yearly from age 1 to 7 years, mothers reported their children's sleep duration in a usual 24-hour period. The main exposure was a sleep curtailment sco...
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In 1998, interest rates on mortgages dropped to their lowest levels in nearly five years, prompting a record amount of refinancing activity. Refinancings typically rise following a drop in rates as homeowners seek to capture interest savings. The 1998 surge, however, was strikingly large relative to the size of the interest rate declines that triggered it. From mid-1997 to early 1998, thirty-ye...
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ژورنال
عنوان ژورنال: Journal of Banking & Finance
سال: 2015
ISSN: 0378-4266
DOI: 10.1016/j.jbankfin.2015.06.019